Workmen's Compensation Insurance

Product Overview

Employers have a legal responsibility to their employees to make the workplace safe and to cover their employees as per the royal decree – 40/1976. However, accidents happen even when every reasonable safety measure has been taken.


Product Coverage

This legal responsibility on employers to pay in the event of an injury to workmen during the course of their work, includes the following cover :

  • Death
  • Permanent disability ( Total or partial)
  • Salary for the period of rest
  • Medical expenses ( surgical, medicines,hospital admission etc)
    • We at Dhofar insurance (S.A.O.G) offer you the employer the cover of all expenses related to the aforementioned incidents which are beneficial for your company and employees as death and disability due to work related injuries, medical expenses following an accident, re-imbursement of wages lost during the period the injured workmen is away from work due to an accident are no longer a concern you need to contend with.

      In addition, the following are also covered :

      • 24 hours coverage on duty /off duty.
      • Repatriation of injured workmen.
      • Repatriation of the deceased/remains to the hometown- which includes ,ambulance charges, embalming & preparing the mortal remains, coffin and air passage.
        • Dhofar Insurance (S.A.O.G) will assist in offering the right cover for you.